Terms and Conditions

By accessing and using the calculators and tools on in our site, you agree to the following Terms and Conditions:

  1. Acceptance of Terms By using the tools and calculators on this website, you agree to these Terms and Conditions. If you do not agree with these terms, please do not use the website.
  2. Educational Purpose The calculators on this site are designed to provide you with an opportunity to learn how various financial calculations are made, such as those related to loans, investments, and other financial strategies. These tools are not intended to offer specific financial or investment advice.
  3. No Professional Advice The information provided by the calculators is for educational purposes only. While the tools can help you understand the general mechanics of financial concepts, they do not replace professional advice. You should always consult a qualified financial advisor before making any financial decisions.
  4. Accuracy of Information We strive to ensure that the information provided through the calculators is accurate and up-to-date. However, we cannot guarantee the completeness or accuracy of the results, as they depend on the data you provide. Please verify any important details independently before making decisions.
  5. User Responsibilities You are responsible for ensuring that the information you enter into the calculators is accurate. Any decisions made based on the information generated by the calculators are your own responsibility.
  6. Intellectual Property All content and tools on this site are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works based on the materials provided on this site without permission.
  7. Modifications to Terms We may update these Terms and Conditions from time to time. Any changes will be posted here, and your continued use of the site will indicate acceptance of those changes.

Disclaimer

By using the calculators and tools on this site, you acknowledge and agree to the following:

  1. Educational Tools Only The calculators and content on this website are designed to help you learn about financial calculations and strategies. They are not intended to be financial or investment advice. The results generated by these tools should be used as a guide for learning purposes only, and not as the basis for making real-world financial decisions.
  2. No Substitute for Professional Advice The information and calculations provided by the calculators are not a substitute for professional financial advice. Always consult with a qualified financial advisor, tax expert, or legal professional before making any financial decisions.
  3. Understanding the Risks The tools available on this site may include examples of financial strategies, but please remember that all financial decisions involve some level of risk. The calculators can help illustrate how these calculations work, but they do not account for all possible risks, market changes, or personal circumstances.
  4. Accuracy of Results While we make efforts to ensure the accuracy of the tools provided, we cannot guarantee that the results will be completely accurate or suitable for your specific situation. The calculations depend on the information you enter, and you should independently verify any information or projections before acting on them.
  5. Financial Decisions The use of the tools on this site is entirely at your own risk. We encourage you to use the calculators as a starting point to gain a better understanding of financial concepts, but any decisions you make should be based on thorough research and professional advice.
  6. No Guarantees The tools on this site are based on general assumptions and historical data, which may not necessarily apply to your specific situation. Past performance or results do not guarantee future outcomes.
  7. Responsibility for Decisions By using the calculators, you acknowledge that you are fully responsible for any financial decisions you make and that you will consult appropriate professionals to ensure your decisions align with your financial goals and legal obligations.